Self-Directed IRA Fees 2026
Self-Directed IRA Fees 2026
Accuplan’s fees are among the lowest in the industry. Our fee structure is flat and not based on a tiered or percentage-based system.
Main Account Fees
| Fee | Amount |
|---|---|
| Annual Fee | $349.95 |
| Account Setup Fee | $50 |
| Minimum Account Balance | $325 |
| Annual Precious Metals Fee | $195 |
| IRA-LLC | Call for pricing (1-800-454-2649) |
Transaction Fees
| Service | Fee |
|---|---|
| Transaction | $9.95 |
| Transfer of IRA, Partial | $75.00 |
| Termination of IRA, Complete | $250.00 |
| Roth Conversion/Re-characterization | $75.00 |
| Roth Re-characterization (different custodian) | $125.00 |
| Mail forwarding (per piece) | $5.00 |
| Overnight Courier Delivery | $50.00 (plus shipping) |
| 2 Day Courier Delivery | $25.00 (plus shipping) |
| Cashier’s Check | $75.00 |
| Returned Check/Insufficient Funds | $30.00 |
| Stop Payment | $50.00 |
| Copy of Checks | $15.00 |
| Change of Account Type | $50.00 |
| Reversal of Fees | $50.00 |
| Re-producing Tax Documents | $10.00 |
| Document Research/Production | $25.00 |
| Deposit Research | $25.00 |
| Rush Fee (24 Hour) | $75.00 |
| Extraordinary Services (hourly) | $150.00 |
| Check Writing | $13.95 |
| ACH In/Out | $5.00 |
| Wire Transfers | $33.95 |
| Document Review | $200/hr ($25 minimum) |
| Precious Metals Storage | $12.00/month |
| In-Kind Distribution Handling | $75.00 |
| Metals Liquidation | $50.00 |